
Sunday, October 12
Real Estate
FAQs
Ten Tips Every Tenant Needs to Know
1.
The best way to win over a prospective landlord is to be prepared.
Bringing the following information when you meet prospective landlords
will give you a competitive edge over other applicants: a completed
rental application; written references from landlords and employers;
friends and colleagues, and a current copy of your credit report.
See Tenant Selection and Housing Discrimination for more on the
application process.
2.
Carefully review all the important conditions of the tenancy before
you sign on the dotted line. Your lease or rental agreement may
contain a provision that you find unacceptable--for example, restrictions
on guests or pets, design alterations or running a home business.
3.
To avoid disputes or misunderstandings with your landlord, get
it in writing. Keep copies of any correspondence and follow up
an oral agreement with a letter, setting out your understanding.
For example, if you ask your landlord to make repairs, put your
request in writing and keep a copy for yourself. If he agrees
orally, send a letter confirming this fact.
4.
Protect your privacy rights. Next to disputes over rent or security
deposits, one of the most common and emotion-filled misunderstandings
arises over a landlord's right to enter a rental unit and a tenant's
right to be left alone, If you understand your privacy rights,
for example, the amount of notice your landlord must provide before
entering--it will be easier to protect them.
5.
Know your rights to live in a habitable rental unit--and don't
give them up. Landlords are required to offer their tenants livable
premises including adequate weatherproofing; heat, water and electricity;
and clean, sanitary and structurally safe premises. If your rental
unit is not kept in good repair, you have a number of options
ranging from withholding a portion of the rent to pay for repairs
to calling the building inspector (who can usually order the landlord
to make repairs) to moving out without liability for your future
rent. See Repairs and Privacy Issues and Landlord Liability for
Tenant Injuries for more on tenant rights in this area.
6.
Keep communication open with your landlord. If there's a problem--for
example, if the landlord is slow to make repairs--talk with the
landlord to see if the issue can be resolved short of a nasty
legal battle. Landlord-Tenant Dispute Resolution provides some
advice.
7.
Purchase renters' insurance to cover your valuables. Your landlord's
insurance policy will not cover your losses. Renters' insurance
typically costs a year for a ,000 policy that covers loss due
to theft or damage caused by other people or natural disasters.
8.
Make sure the security deposit refund procedures are spelled out
in your lease or rental agreement. To protect yourself and avoid
any misunderstandings, make sure your lease or rental agreement
is clear on the use and refund of security deposits, including
allowable deductions.
9.
Learn whether your building and neighborhood are safe, and what
you can expect your landlord to do about it if they aren't. Get
copies of any state or local laws that require safety devices
such as deadbolts and window locks, check out the property's vulnerability
to intrusion by a criminal, and learn whether criminal incidents
have already occurred. If a crime is highly likely, your landlord
may be obligated to take some steps to protect you. See Landlord
Liability for Criminal Acts and Activities FAQ for more on this
subject.
10.
Know when to fight an eviction notice--and when to move. Unless
you have the law and provable facts on your side, fighting an
eviction notice is usually short-sighted. If you lose an eviction
lawsuit, you may end up hundreds (even thousands) of dollars in
debt and face a negative credit rating.